Friday , December 3 2021

How much any FGTS professional can get



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How Much Every Professional Can Receive From FGTS. Workers with a positive balance on the account of FGTS (Senior Guarantee Fund) as of December 31 last year should receive 6.18% cash income.

The percentage corresponds to the fund's annual income plus the profit for 2018, which will be fully shared with associated account workers. The balance, analyzed by Caixa, shows that last year's profit was $ 12.2 billion.

Share it

FGTS accounts give 3% a year plus TR (benchmark), which remains zero. In profit sharing, according to the Ministry of Economy, the fund's revenue in 2018 should be 6.18%, exceeding the savings, which yield about 4.55%.

For the third time, the fund's profits are distributed to shareholders. Distribution policy has been implemented in the Temer government, but division is half the result. Now the whole value will be distributed among the workers. In 2016, $ 7.2 billion was split, and in 2017, $ 6.23 billion.

Caixa has until August 31 to credit the FGTS accounts. Querying the values ​​stopped at the bottom can be done online or by phone. See below for advice.

The money from the fund cannot be withdrawn except in the cases provided by law, such as for the purchase or financing of home ownership, unjustified dismissal and in cases of serious illness such as cancer.

withdrawals

The Bolsonara Government Interim Measure of July 24 authorized the withdrawal of up to $ 500 for all workers who have active and inactive FGTS accounts. The money will be released between September this year and March 2020.

The deputy also expanded its download capabilities, allowing the worker to make annual withdrawals. The modality was called the birthday draw and will take effect from April next year. Those who choose this type of withdrawal will have to opt out of withdrawing the entire fund balance for two years in the event of unfair dismissal. In this case, the merchant will be entitled to withdraw only 40% of the fine paid by the company on the balance deposited in the account.

Using the opportunity to withdraw money from the fund requires careful consideration. This is advised by financial experts. Established in 1966, prior to unemployment insurance, FGTS is a type of worker savings that provides security in the event of dismissal or serious illness.

"Ideally, the money should not be used for consumption and should be invested as an emergency contingency reserve that does not allow people to get overdraft," says Alexander Amorim, financial planner and investment manager at Par Mais.

"The trend for those who accept a birthday draw will be to use the money as a 14th paycheck, paying bills or stimulating new expenses that are out of budget. However, this is not a function of FGTS, "says Amorim.

"For people who doubt whether or not it is worth paying, it is now worth considering what the purpose of the money will be, and if that is not immediately needed, withdrawing the full amount over time may be more better than pulling less now, ”says Karina Garbes, an economist at the Fixed Income app.

WARRANTY ENTERPRISES EMPLOYEE INCOME

  • FGTS reported net income of $ 12.2 billion in 2018, according to Caixa's balance sheet
  • This money should be distributed entirely to workers who had a positive balance in the fund on December 31 last year.
  • With a profit, the total FGTS yield will be 6.18%

credit
Caixa has until 31 August this year to credit the amounts in the linked accounts.

See how much you can win

Balance as of December 31, 2018 Adjusted balance Extra money
$ 100 $ 106.18 R $ 6,18
$ 500 $ 530.90 R $ 30.90
$ 1000 $ 1061.80 $ 61.80
$ 1500 $ 1,592.70 $ 92.70
$ 2,000 2 233.60 R $ $ 123.60
$ 2500 $ 2 654.50 $ 154.40
$ 3,000 $ 3185.40 $ 185.40
$ 3,500 $ 3,716.30 $ 216.30
$ 4,000 $ 4247.20 $ 247.20
$ 4,500 $ 4,778.10 $ 278.10
$ 5,000 $ 5,309 309 R $
$ 5,500 R $ 5,839.90 $ 339.90
$ 6000 $ 6,370.80 $ 370.80
$ 6,500 R $ 6,901.70 $ 401.70
$ 7,000 R $ 7,432.60 $ 432.60
$ 7500 R $ 7,963.50 $ 463.50
$ 8,000 8 494.40 R $ $ 494.40
$ 8,500 R $ 9,556.20 $ 525.30
$ 9,000 R $ 9,556.20 $ 556.20
$ 9,500 $ 10,087.10 $ 587.10
$ 10,000 R $ 10,618 618 R $
R $ 15 thousand $ 15,927 927 R $
R $ 20 thousand $ 21,236 $ 1,236
R $ 25 thousand $ 26,555 1545 R $
R $ 30 thousand $ 31,854 1854 R $
$ 35,000 $ 37,163 2163 R $
R $ 40 thousand $ 42,472 2472 R $
R $ 45 thousand $ 47,781 $ 2781
R $ 50 thousand 53090 $ 2781

HOW TO CHECK THE BALANCE

personal Caixa clones with CPF and NIS / PIS

By cell phone in the FGTS application

In Internet yearsWeb site link www.fgts.gov.br

By letter registering your full address on the FGTS website, at a Caixa branch or by telephone

Via SMS or Email register your cell phone and email in Caixa

More information at 0800-7260207

Sources: Caixa Econômica Federal, Ministry of Economy and Attorney Louise Felipe Pereira Verisimo, from Yerev (Institute for Social Security Research)

See how much an employee will receive from FGTS.

Source: Leaf Now





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